Get Out of Debt: A Roadmap explains how easy it is to get into debt and the steps you can take to get out of debt. The Roadmap outlines how the credit card system is designed to benefit the banks and trap consumers in an endless cycle of debt.  It then identifies the three steps every consumer can take to get out of debt, including available options and resources. Essential reading for anyone overwhelmed by credit card debt.

The Debt Reduction Toolkit is a complete guide to settling credit card debts. Based on over 20 years of experience in the debt relief industry, Bill Mitchell has compiled the most comprehensive guide to debt settlement. This guide provides the step-by-step process for negotiating settlement on credit card debts. It also details the collection process and explains how the settlement process works in conjunction with the collection process. In addition this book outlines the history of consumer debt and the growth of credit card debt. It provides a thorough review of each debt relief option for consumers facing a financial hardship and details the benefits and disadvantages of each option. This book serves as a single resource for anyone wanting to understand debt settlement and how to negotiate settlements with creditors.